Work from anywhere, impact everywhere

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 180 Xapiens that work remotely from 40+ countries around the world.

Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.

To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.

Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien. Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.

Although we are headquartered in Gibraltar, this is a full time, 100% remote position
Work from anywhere!

Position overview

We are seeking a highly motivated and detail-oriented FP&A Analyst to join our growing Finance team. This role will provide critical support in financial planning, forecasting, and analysis, contributing to the strategic decision-making process. The ideal candidate will possess a solid foundation in accounting, strong problem-solving & analytical skills, a passion for data, and a desire to learn and grow within a fast-paced environment.

Responsibilities:

Assist in the preparation of monthly, quarterly, and annual financial forecasts and budgets.
Analyze financial data, identify trends, and provide insights to support business decisions.
Prepare and distribute regular financial reports, including variance analysis and performance dashboards.
Support the development and maintenance of financial models and forecasting tools.
Assist in the preparation of presentations for senior management and stakeholders.
Conduct ad-hoc financial analysis and reporting as needed.
Assist in the preparation of business cases for new initiatives and investments.
Collaborate with cross-functional teams to gather financial data and ensure data accuracy.
Monitor and track key performance indicators (KPIs) and provide recommendations for improvement.
Assist with the month-end and year-end closing processes.
Contribute to the continuous improvement of FP&A processes and procedures.

Qualifications:

Education:

Bachelor's degree in Finance, Accounting, Economics, or equivalent work experience.
Fully qualified Chartered Accountant.

Experience:

Fully qualified Chartered Accountant, ideally through a Big 4 accounting firm.
Preferable experience in the fintech or financial services industry.
Experience with financial modelling and data analysis.
Experience with financial reporting.
Experience working with Excel/Google Sheets is essential.

Skills needed:

Proven foundation in financial reporting and accounting principles.
Strong analytical and problem-solving skills.
Proficiency in Microsoft Excel/ Google sheets, including financial modeling and data analysis.
A commercial mindset.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.
Strong attention to detail and accuracy.
Passion for fintech and the crypto space and a desire to learn about the financial services industry.
Experience with financial planning software is a plus.
Experience with ERP software (e.g.Netsuite) is a plus.
Experience with data software (e.g.Looker) is a plus.
Basic knowledge of SQL or other database querying languages is a plus.

Other requirements:

Analytical Thinking: Ability to analyze data and draw meaningful conclusions.
Problem-Solving: Proactive approach to identifying and addressing financial issues.
Teamwork: Ability to collaborate effectively with team members and stakeholders.
Learning Agility: Eagerness to learn and develop new skills.
Attention to Detail: Meticulous approach to data analysis and reporting
A dedicated workspace.
A reliable internet connection with the fastest speed possible in your area.
Alignment with Our Values and the Xapo Values-Driven Leadership principles.

Why work for Xapo?

IMPACT GLOBALLY, WORK REMOTELY.

Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
Great work-life balance:Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.
Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.

At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.

Xapo Device Policy
Consultants joining Xapo Bank must comply with the Xapo Device Policy, which governs the use of corporate-approved laptops under Corporate-Owned, Personally Purchased Device (reimbursed up to $1,500) or Corporate-Owned, Personally Enabled Device (personal device with enforced security controls).
All devices must meet security requirements, enroll in Xapo’s Mobile Device Management (MDM), and adhere to compliance rules. COPPD devices remain Xapo property with buyback options upon exit. COPED users agree to data control measures, including mandatory corporate data wipes.
Compliance with the Xapo Device Policy is mandatory for all consultants, onboarding will not proceed without adherence to the policy.